Insuring a vehicle for business-only purposes is slightly different than that of a standard car insurance policy – therefore, standard policies may not cover you for what you need it to. If your job demands you to drive, you will probably have to pay business car insurance rates. At Aim4agreatquote, we understand that this may be new to you, so that is why we have created a quick guide to ensure that you get started on the right track.
So, how do I know if I need business only car insurance?
Firstly, it is essential that we cover the reasons WHY you may need business-only car insurance. It’s quite simple, if you are traveling between office and work locations, visiting current or potential clients, or driving around any of your colleagues – then you will most definitely need it. If you’re still not sure about this, contact us here.
What types of cover are available for me?
Alike to normal car insurance, and even other types of insurance such as home and contents cover, there is not a ‘one policy fits all’ – so you must understand the different levels of cover available to you. The three main groupings are as followed:
- Business use for YOU – these policies only cover the main driver (with the potential to add other drivers, such as partners, etc.)
- Business use for ALL – this type of cover does what it says on the tin, and can allow cover for multiple employees
- Commercial traveling – this is usually a more expensive policy, and it set out for people who spend the majority of their job traveling.
If you feel like you fall into one of the above categories, or maybe you’re a little bit confused about what policy you will need – then, get in touch with our experts today and we will be more than happy to explain further.
How much will I be looking at paying for business-insurance?
Vehicle insurance policies for your business can be substantially more expensive than personal car cover – why it is essential that you find the most comprehensive and cost-effective policy for you. For more information on costs, or to get a free, no-obligation quote – click here.
About AIM4agreatquote
Aim4agreatquote has direct access to over 300 preferential insurance rates, comparing 300+ schemes at the click of a button – saving you time, money, and frustration. We employ some of the most advanced tools in the UK concerning monitoring the performance and prices of the UK’s leading insurers.
Why not get a FREE quote today? Simply click here, or call us directly on 01244 831434.
